Certified Kingdom Advisor in South Carolina

Faith-Informed Financial Planning in Aiken and the CSRA

What the CKA Credential Means for You

Who We Work With

Robert Freitas holds the Certified Kingdom Advisor (CKA) designation — a credential issued by Kingdom Advisors, the national professional organization for financial advisors who integrate biblical stewardship principles into their planning practice. Earning the CKA requires existing financial credentials and experience, completion of specialized training in biblical financial principles, and an ongoing commitment to professional ethics. Robert also holds an MS in Business Management from Southern Wesleyan University and brings 20 years of experience in financial services, beginning in 2006.

We are one of very few firms in the CSRA with this specialization. For faith-driven individuals and families in Aiken, Augusta, Lexington, and the surrounding area, that means working with an advisor whose planning framework is shaped by the same values that shape the rest of their lives.

The clients who connect most naturally with this approach include:

Faith-driven individuals and families who want financial decisions — saving, debt, generosity, and legacy — to reflect biblical stewardship principles.
People searching for a Certified Kingdom Advisor in South Carolina who can serve them locally, not remotely.
Individuals exploring whether faith-aligned planning is a fit for them, without pressure to adopt any particular framework.
Anyone who wants a financial planning relationship that takes their values seriously alongside their numbers.

The firm also serves clients who do not seek faith integration — wealth management, investment planning, and financial guidance are available regardless of whether the CKA dimension is relevant to you.

Biblically Responsible Investing (BRI) and Faith-Driven Investing (FDI) carry certain risks. Because these approaches exclude securities of certain issuers for non-financial reasons, investors may forgo some market opportunities, and the universe of available investments will be smaller than in a broadly diversified portfolio.

Biblical Stewardship in Practice

Biblical stewardship is not a product category — it is a planning orientation. It shapes the questions an advisor asks and the framework through which financial decisions are evaluated. The Bible addresses money, wealth, generosity, and possessions in an estimated 2,350 verses, which means there is substantive guidance available across nearly every dimension of personal finance.

Robert works from five core principles that run through biblical teaching on money management:

Spend less than you earn. Cash flow discipline is foundational. Planning starts with understanding what is coming in and what is going out. (Proverbs 13:11)
Avoid unnecessary debt. Debt is not always avoidable, but the weight it creates — financially and spiritually — is worth taking seriously. (Proverbs 22:7)
Build margin through saving. A financial buffer is not just prudent risk management; it reflects the wisdom of preparation. (Proverbs 6:6–8)
Set long-term goals. Stewardship is not just about today. Planning for the future reflects intentionality about how resources are used over time. (Philippians 3:14)
Give generously. Generosity is not an afterthought — it is a core dimension of how a steward relates to wealth. Building it into a financial plan makes it sustainable. (2 Corinthians 8–9)

These principles inform conversations about how much to save, whether to carry a mortgage, how to structure charitable giving, and what kind of financial legacy to pursue. They are not abstract — they produce concrete planning recommendations.

CKA vs. Faith-Based Investing: The Difference

The CKA designation is often associated with values-aligned investing, but it covers much more than investment selection. Biblical stewardship as a planning discipline encompasses cash flow, debt management, saving, generosity planning, and legacy decisions — not just what securities are held in a portfolio.

Values-based investing — sometimes called Biblically Responsible Investing (BRI) or Faith-Driven Investing (FDI) — is a related but separate conversation. It involves selecting investments in companies whose business activities align with certain ethical or faith-based criteria, and screening out companies whose activities conflict with those values. We partner with Eventide Asset Management to offer values-based investment models for clients who want that dimension in their portfolio.

A client working with Robert could engage the full scope of CKA-informed financial planning — including stewardship-based goal-setting, debt reduction strategy, and generosity planning — without necessarily using a values-screened investment model. Or they could do both. The conversation starts with what matters to you.

Generosity and Legacy Planning

For many faith-driven clients, the question of how to give — and how to build giving into a long-term financial plan sustainably — is just as important as saving or investing. Generosity planning involves identifying giving goals, determining how much can be given at various life stages, and structuring charitable contributions in a way that fits the broader financial picture.

Legacy planning connects to the same values. What do you want your financial resources to accomplish over time and after your lifetime? For clients who want their estate to reflect their faith and their priorities, that question deserves intentional attention — not just a default outcome.

Robert works with clients to build generosity and legacy considerations into a financial plan from the start, rather than treating them as optional add-ons. This is part of what distinguishes a CKA-informed planning process from a plan that focuses only on accumulation and distribution.

We serve clients across the CSRA from two offices: 114 Greenwood Street SW, Aiken, SC 29801 (Mon–Fri, 8:00 AM–5:00 PM) and 801 North Lake Dr., Suite 200, Lexington, SC 29072 (Mon–Fri, 9:00 AM–5:00 PM). Weekend appointments are available by arrangement.

Serving the CSRA as a Certified Kingdom Advisor South Carolina

Robert Freitas grew up in the Aiken and Augusta area, is a military veteran, and serves on the local City Council. The firm’s roots in this community shape how it operates — accessible, local, and accountable to the people it serves. For faith-driven clients in the CSRA who want an advisor they can meet with in person and build a long-term relationship with, that matters.

The Aiken office at 114 Greenwood Street SW serves clients in Aiken, North Augusta, Augusta, and surrounding communities. The Lexington office at 801 North Lake Dr., Suite 200 serves clients in Lexington, Columbia, and the midlands. Both offices are staffed Monday through Friday, with weekend availability by appointment.

LPL Financial serves as the firm’s broker-dealer, providing the platform and infrastructure through which investment services are delivered.

If you are searching for a Certified Kingdom Advisor in South Carolina — or simply want to explore whether faith-informed financial planning is a fit — a conversation is the right starting point.

What to Expect in a First Meeting

What to expect at your first consultation

A first consultation is a conversation, not a sales presentation. Robert will ask about where you are financially, what you are trying to pursue, and whether the faith-integration dimension of his practice is relevant to you. You do not need to arrive with a polished financial picture — a general sense of your income, your current savings and debt situation, and any specific questions on your mind is a good starting point.

If you are interested in values-based investing through Eventide, it helps to have a sense of your current investment accounts and what you are currently invested in. If generosity planning is a priority, thinking in advance about what your giving goals look like — whether structured or informal — gives the conversation somewhere concrete to go.

About Us

Our group has been built around the conviction that financial planning and personal values should reinforce each other, not pull in opposite directions. Robert Freitas holds the Certified Kingdom Advisor (CKA) credential, an MS in Business Management from Southern Wesleyan University, and 20 years of experience in financial services. The firm partners with LPL Financial as its broker-dealer and with Eventide Asset Management for values-based investment models.

The firm is located at 114 Greenwood Street SW, Aiken, SC 29801 (Mon–Fri, 8:00 AM–5:00 PM) with a second office at 801 North Lake Dr., Suite 200, Lexington, SC 29072 (Mon–Fri, 9:00 AM–5:00 PM). Weekend appointments are available. The firm serves clients in Aiken, North Augusta, Augusta, Lexington, Columbia, and across the CSRA.

Faith integration is welcome, not required

The firm serves a broad range of clients — including individuals and families, business owners, and healthcare professionals — whether or not faith integration is part of what they are looking for. If biblical stewardship principles are not central to your planning priorities, Robert brings the same depth of financial services experience and the same client-first approach to the engagement. The CKA credential shapes how Robert thinks about planning; it does not limit who he works with.

What the CKA credential actually means

The Certified Kingdom Advisor credential was developed by Kingdom Advisors, a national organization that trains and credentialsfinancial professionals in biblical financial principles. It is distinct from general financial planning designations in that it specifically addresses the integration of faith and finance — covering stewardship, generosity, debt, contentment, and values-aligned decision-making as planning disciplines.

Freitas Wealth Management Group is one of very few firms in the CSRA offering this specialization. For faith-driven individuals and families in Aiken, Augusta, Lexington, and surrounding areas, that represents a meaningful difference in what a financial planning relationship can look like.

Faith-Based Planning Questions, Answered

What is a Certified Kingdom Advisor and how is the credential earned?

The Certified Kingdom Advisor (CKA) is a professional designation issued by Kingdom Advisors, a national organization dedicated to training financial advisors in biblical stewardship principles. To earn the credential, an advisor must already hold recognized financial planning credentials and meet experience requirements, complete the CKA training curriculum — which covers biblical principles applied to saving, debt, generosity, investing, and legacy — and commit to an ongoing professional ethics standard. The designation is not self-awarded; it reflects a structured training and accountability process specific to faith-informed financial planning. Robert Freitas holds the CKA designation and has 20 years of experience in financial services, along with an MS in Business Management from Southern Wesleyan University.

What does biblical stewardship mean in a financial planning context?

Biblical stewardship, in a planning context, means treating financial resources — income, savings, investments, and possessions — as things held in trust rather than owned outright, and making financial decisions that reflect that perspective. In practice, this shapes conversations about cash flow (spending less than you earn), debt (evaluating whether and how to carry it), saving (building financial margin as a form of preparation), goal-setting (planning with a long-term orientation), and generosity (treating giving as a planned financial priority rather than an afterthought). These principles are drawn from specific passages across the Bible and are applied as concrete planning disciplines, not just motivational concepts. The result is a financial plan that accounts for what a client values, not just what they want to accumulate.

Does the firm work with clients who are not looking for faith-based planning?

Yes. Freitas Wealth Management Group serves a broad range of clients, including individuals and families, business owners, and healthcare professionals, whether or not biblical stewardship integration is part of what they are seeking. The CKA credential shapes how Robert thinks about financial planning, and it is available as a dimension of the client relationship for those who want it — but it is not a prerequisite. Clients who want straightforward wealth management, investment planning, or financial guidance without the faith-integration component are equally welcome. The conversation starts with where you are and what you are trying to pursue.

How does a first consultation work and what should I bring?

A first meeting is a conversation rather than a formal presentation. Robert will ask about your current financial picture, what you are hoping to pursue, and whether the faith-informed planning dimension of his practice is relevant to you. You do not need a fully organized financial picture to have a productive first conversation — a general sense of your income, savings, debt, and any specific questions is a reasonable starting point. If you are interested in values-based investment models through Eventide, a sense of your current investment accounts is helpful. If generosity or legacy planning is a priority, thinking in advance about your giving goals gives the conversation a concrete direction. Consultations can be scheduled at the Aiken office (114 Greenwood Street SW, Aiken, SC 29801) or the Lexington office (801 North Lake Dr., Suite 200, Lexington, SC 29072), or by calling 803-393-2441 or emailing rfreitas@freitaswmg.com. Weekend appointments are available by arrangement.

Ready to Explore Faith-Informed Planning?

Whether you are actively seeking a Certified Kingdom Advisor in South Carolina or simply curious about what biblical stewardship looks like in a financial plan, Robert is available to talk through your questions and your situation. Reach out to schedule a consultation at either the Aiken or Lexington office.

Call 803-393-2441 to schedule an insurance review or ask a question.