Individual Disability Insurance

Individual Disability Insurance

Your greatest resource when it comes to planning and saving for your financial goals is your ability to earn income. Disability insurance can help replace a portion of your income should injury or illness prevent you from doing your job. We can help you protect your family and income with a disability insurance policy that's right for you.

WHY DO I NEED IT?

  • 1 in 4 of today's 20 year-olds will become disabled before reaching age 67.(1)
  • Statistics show that 91% of long-term disabilities are a result of illness rather than serious accidents. (2)
  • Only about 33% of the private sector workforce has long-term disability insurance coverage. (1)

[1] Social Security Administration Fact Sheet February 23, 2018.
[2] Council for Disability Awareness Claims Review 2013.

COVERAGES WE OFFER

Short Term Disability Insurance
Replaces a portion of your income during the initial weeks of a disabling illness or accident.

Long Term Disability Insurance
Replaces a portion of your income during an extended period of a disabling illness or accident.

COVERAGE SPECIFICALLY FOR PHYSICIANS

For those in the medical field – whether a doctor, dentist, veterinarian, or medical student – disability insurance is especially important because you're not just protecting your income, you're protecting the investment you've made in your career. Not all disability insurance policies are created equal and when it comes to those in the medical field special considerations need to be taken. Let us design a policy that is custom tailored to your specific needs.

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